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bellamkonda

Credit Limit On Reliance Postpaid Subscribers

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My credit limit with reliance is 5000 and also ggot free ISD with securtiy deposit. activated...............

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And if your monthly usage is much higher than your credit limit, you could always get your cr limit raised by paying additional deposit amount.

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It could take a few months for your credit limit to go up according to your payment history and your billed amounts. BTW, anyone has a credit limit over Rs.10,200 ? Mine has been stuck on Rs.10,200 for some time now

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It could take a few months for your credit limit to go up according to your payment history and your billed amounts. BTW, anyone has a credit limit over Rs.10,200 ? Mine has been stuck on Rs.10,200 for some time now

Yes Arun,

When I bought my dapo connection in early 2003, i used to talk long hours on std to my gf who had a gsm. So I paid bills of appx Rs.25,000 total in 3 months... and when I checked my credit limit after 5-6 months, it was around Rs.30,000. But now, it is reduced to much lower amount as my monthly usage has decreased to Rs.500 per month.

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ah i c, so they decrease the credit limit too

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Hey guys....

I guess this is what determines the limits (i read it somewhere in a friend's pc)(This is common for many telecom majors outside India):-

Normal Initial credit limit:-

For Individuals:-Fixed on the basis of Credit verification based on different weights to several factors like Occupation,type of residence,locality,age,etc (maximum here is Rs.3000 and minumum of Rs.500 on a negative remark)

For Corporates:- Rs.1000 per connection

Rerating limits:-

Updated limit as above * (1-2)(depending upon ur category-i.e.gold/silver/etc) + (Deposit*(1.5-3)(depending upon ur category)

The phone will get barred once u exceed i guess 110% of ur credit limit (for a normal customer, the percentages increases categorily).

The credit limit will also automatically reduce to Rs.600-1000 on one cheque bounce and less then that on subsequent bounces...

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can we request thm to lower our credit limit to avoid bill hasseles?many dont go for postpaid coz of this reason......

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actually lowering credit limit was not earlier possible with reliance....but nowadays, if a special request is being put upon after much ado, yeah, they do it...

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What are Gold Silver Customers btw ?

How do they determine it ?

Does anyone know the exact way how CL is fixed and how it is revised?

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What are Gold Silver Customers btw ? - depends on the aging of customer association alongwith bill payment history (timely payments, etc.)

How do they determine it ? - depends on the bill payment history of the customer..

Does anyone know the exact way how CL is fixed - as above

and how CL is revised? - call to those nincompoops (CCE) might be of any help (chances are 10-15%)

am having two postpaid connections one is in Gold category (i paid minimum rental for 3 years regularly on or before payment date without using that no.) and the no., which i used permanently for those 3 years is still in Blue category (never paid bills on time :P)

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