r.world 0 Report post Posted September 11, 2010 I have an Amex card too but that is because of the company I work for and it is billed to my company. I never thought to mention that as reference in the application. I would do that in future. I want to have the Kotak card for the privileges it provides for movie etc. This is not in visa signature card. kotak is closing movie benefits w.e.f 20 sep now will be applicable only if monthly billing is more than 5k will be changing this too in near future......... Share this post Link to post Share on other sites
MOBILE FAN 42 Report post Posted September 12, 2010 ^^ thats really a bad news. Initially HSBC provided movie ticket benefits on Inox on every Thursdays. They too have stopped long back. However, I hope the 10% discount on dining will stay to keep the card attractive. Share this post Link to post Share on other sites
commonman 228 Report post Posted September 12, 2010 ^^^ HSBC is still providing movie benefits on Platinum card Share this post Link to post Share on other sites
sgiitk 32 Report post Posted September 13, 2010 I have had StanChart cards for a very long time (15+ years) - but then I have been their customer (originally Grindlays) since 1979. I have moved through the 'ranks' and am now Visa Infinite with an MC Titanium to back it up. Throughout I have had my cards on '100% autodebit', no hassles. Had minor issues (about attempts to charge for an add-on card) twice which were promptly resolved. Now my children - (son and daughter-in-law and daughter with son-in-law on its way) also enjoy Infinite in their own right. I have been very happy with their service. Every major private bank provides you facilities and perks as per your relationship - both in terms of amount and duration. Most of them have codified it (at least internally). Share this post Link to post Share on other sites
csmart 472 Report post Posted September 14, 2010 (edited) every bank follows different methodology. but sometimes, i feel its just luck draw. i had applied for Kotak and HSBC at same time. i got HSBC and kotak rejected. no reason given. now i have HSBC gold, Citibank platinum and SBI rail card... i get free upgrade voucher for jet airways from citibank every year. but cant use it as i have to buy tix at full price which is 100% to 200% more. i found SBI rail card good, i book tix or use it, i get rail points and can use them whenever i want. further i dont have to buy platform ticket so saing Rs.3/- everytime i go to station... Edited September 14, 2010 by csmart Share this post Link to post Share on other sites
ACS 130 Report post Posted September 15, 2010 ^^^ Gr8.. worth having an SBI Rail Card just for that. Else be in the serpentine Q every time you go to drop/receive someone.. Just hope that the TC's are also well informed when they catch you next ! Recently got an upgrade to StanChart Platinum Manhattan.. mainly all cards have an upper limit of Rs. 500 cash-back. This has cash-back on Supermarket purchases which will definitely help me get that Rs. 500 back + points on other swipes.. Share this post Link to post Share on other sites
csmart 472 Report post Posted March 19, 2011 never use HDFC credit card for foreign transaction. if you buy anything online in foreign currency, you will be charged 3.5% foreign currency conversion charge on the amount spent. recently i paid college fees for my nephew and when statement came, i was shocked to see this charge. Share this post Link to post Share on other sites
phonegeek 588 Report post Posted March 19, 2011 (edited) never use HDFC credit card for foreign transaction. if you buy anything online in foreign currency, you will be charged 3.5% foreign currency conversion charge on the amount spent. recently i paid college fees for my nephew and when statement came, i was shocked to see this charge. Every CC charges 3.5% for foreign transactions. This is what they earn ! This must also be mentioned in the MITC of the credit card too. Edited March 19, 2011 by phonegeek Share this post Link to post Share on other sites
csmart 472 Report post Posted March 19, 2011 never use HDFC credit card for foreign transaction. if you buy anything online in foreign currency, you will be charged 3.5% foreign currency conversion charge on the amount spent. recently i paid college fees for my nephew and when statement came, i was shocked to see this charge. Every CC charges 3.5% for foreign transactions. This is what they earn ! This must also be mentioned in the MITC of the credit card too. i doubt abt these on citibank and HSBC. Share this post Link to post Share on other sites
phonegeek 588 Report post Posted March 19, 2011 Citibank MITC, Please see on 1st page. HSBC MITC Please see 3rd Page. Share this post Link to post Share on other sites
MOBILE FAN 42 Report post Posted April 20, 2011 Kotak has stopped issuing new Trup cards. :'( Share this post Link to post Share on other sites
