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BoI... man, they are the pits. I had gone to branch hear or 2 ago, and all oldies in their staff, and they move at a snail space. They have probably been rotting thee their whole lives and think that all their customers should spend the rest of their lives in the bank, like them. Plus they are shameless enough to ask you to go out to get a photocopy done!! Doesn't work for me at all. Swore never to set foot there again. No experience with a current account though. That was just a rant about their service at a specific branch. Similar experience with SBI. In fact I walked out on them. I guess it might be similar with most PSU banks. @Starnet, haven't you registered with DND and with the Bank's DND specifically? I have, and HDFC doesn't bug me anymore.

1. First download the CDMA workshop and QPST needed. You will get both in this link: downloads 2. Now pause the protection of your antivirus, else the CDMA workshop key will be identified as virus. 3. Open CDMA workshop. 4. Now from your phone dial ##8778#. It will screen titled - phoneutil. In that under UART - it will be in MODEM and under USB - change it to MODEM. 5. Plug your phone to PC. 6. Now to check in which port your phone is connected, open device manager in pc, and under PORT tab, check for the Samsung mobile modem diagnostic port. 7. Now in CW (cdma workshop) on the MAIN tab, under com setting, select the same tab and click connect. 8. Now go to SECURITY tab, and under SPC, enter 000000, its common one. Else ask your seller. Click SPC, now two options will come, SEND, and WRITE. Click SEND. 9. Message popup will come like phone unlocked. 10. Go to NAM tab. be careful everyone (noobs :-)) including me have a chance to make mistake. 11. Select NAM1, Click READ, and then it will read the NAM setting from your phone. And now click save and the NAM setting will be saved in your pc. Close CW. Now go to QPST. 12. Open QPST Configuration. And if the port in which phone is connected is not shown, and then add the port manually by selecting ADD NEW PORT. It will show the status as Connected. 13. Now from the tab - START CLIENTS - select - SERVICE PROGRAMING. 14. A new tab will be opened and will show your phone name as FFA6550 - ZRF6500. Click OK. 15. The tab will be shown, with ESN number and all the details. And status of phone as online. 16. Now down, there will be a button, Load from file. Click on it and select the QCN file uploaded by hetal in the above post. Click OK 17. And in QPST, now click the button, Write to phone. Now your phone will be restarted. And will be reset. 18. Close QPST - one by one. EXIT. Now with cW. 19. Open CW and connect it to the same port. 20. Now go to SECURITY tab, and under SPC, enter 000000, its common one. Else ask your seller. Click SPC, now two options will come, SEND, and WRITE. Click SEND. 21. Message popup will come like phone unlocked 22. Go to NAM tab and click the button LOAD. It will ask for the file and select the previously back up NAM file. 23. Click write button. and close the cDMA. It will ask like phone setting has been changed reboot. Click Yes. 24. Its finished. You have done radio reprogramming!!!! After this For Data to work. Please follow the thread posted by dkaile. HERE

In India only Tata Docomo network supports HD voice Quality In India, more than 27 mobile phones with high definition sound are available, though only one service provider offers a network that supports HD Voice. We all look for high definition sound while buying a TV; it's time we started looking for high definition Voice enabled phones. HD Voice enables conversation that is more natural and is similar to speaking to the other party face to face. According to a new report by GSA (Global Mobile Suppliers Association), there are 27 mobile phones and 15 mobile networks that support high definition voice. Among the 15 networks, only Tata Docomo has deployed a network in India that supports HD Voice. However, more is expected to come with a new 3G network being laid out in the country. The 27 HD voice-capable phones are from Alcatel, HTC, LG, Nokia, Samsung and Sony Ericsson. All these handsets are available in India. Chipsets supporting HD Voice are also made by some leading semiconductor companies, and the number of phones with HD Voice is set to grow many fold. Nokia N8, C6, C7 and E7 handsets have HD Voice activated by default. Nokia C3 and X3 have recently been shipping with HD Voice, as have Sony Ericsson Xperia Arc, Xperia Neo and Xperia Pro. All upcoming Sony Ericsson Android phones are expected to have HD Voice activated by default. The first commercial mobile HD Voice service started in September 2009. The technology's momentum has been growing since then. HD Voice services operate on 15 mobile networks in 14 countries across the world: Armenia, Belgium, Canada, Croatia, Egypt, France, Hong Kong, India, Italy, Luxembourg, Moldova, Russia, Spain, and the UK. Maximum benefits from using the technology on a mobile HD-capable network are felt when both calling and called parties use HD Voice-capable phones. However, improvements in call quality are observed even when calling a non-HD Voice phone, due to improvements in the acoustic performance and advanced noise reduction capabilities of most HD Voice phones. Part Info From Mobile Indian For More Technical Info, Download Following Technical Report: The Mobile HD Voice service using AMR Wideband technology GSA_Mobile_HD_voice_report_020211.pdf

PC Tools Spyware Doctor 2011 - 1 year free [german promotion] 1) If the promotion page is not opening it can be accessed through german proxy list here . 2) Copy and paste the promotion link . 3) Fill in the form (provide a secondary and working E-Mail address). 4) Check your in box. 5) Download PC Tools Spyware Doctor from here . 6) Once installed, click on Register and enter your license data to activate it. Edit this seems to be not working.

Dr.Web Mobile Security Suite 1 year license for free Protection of mobile devices running Symbian OS/Windows Mobile/Android. Visit this Promo Page please note limited time offer. For info on Dr.Web Mobile Security Suite please visit here .

Free 6 months License Avira Premium Security Suite + Star Money 7.0 Visit the promotion page here, download and install it. Until 28 March 2011, after install, it is available for using with 6 months. Please note you have to install the german version first to obtain the license follow these instructions. While installing the german setup you will be asked to fill in a form. Provide them a valid e-mail and send your details. Then abort the installation. Check your in box: you will get a message from Avira Germany (In german, of course) with you user name and password. Now log in to you account, set the Avira webpage in english. Click on "Resend my avira key" (or something similar). Check again your inbox. You will recieve a message from Avira with your key attached "HDBEV.KEY". Download Avira Security Suite 10 in your language, during setup you will be prompted to insert a valid KEY file, add HDBEV.KEY" file and go on).

We had great fun and we have the winners in the competition to be announced: We have 5 winners in the first place who will get DVD and goodies: Honest (Kamal Ji) :::: Rajan Mehata (CID saheb) ::::: Hitesh (lost man) ::::: dkale (Dheraj sir - my dear one):::::: Aur Mai

everybody has good and bad experience with banks. it depends on your usage. i prefer nationalised bank. its easier to get things done with them compare to private banks unless you have excellent "tunning" with the manager. here you are talking about current account which means a business and you know what is required for business. you may not excellent technology in a nationalised bank, but sure they are at par with any private bank. their charges are much more reasonable and easier to get things done... however i will suggest you have to look at options available with you..

I have registered for DND but when your account size has crossed a threshold then banks assign an 'account representative' to you. Account rep is supposed to bug you all the time to meet his targets by selling ULIPs. ULIPs is not the only thing banks try to sell these days. In last few months, I have received a lot of calls and proposals in email from banks selling flats and office space in newly launched projects in Gurgaon or Noida. So some private banks are now a days acting as property dealers also. On the other hand, government bank staff will never try to sell you ULIPs or real estate but their customer service in the branch is poor. So one has to struggle to find the least worst bank as per our needs.

How To Download McAfee Antivirus Plus 2011 Via Facebook With Free 6-Month License Go to the McAfee Facebook page Here. Click on the “Like” button in order to make yourself a fan of McAfee. To get started, select your country and click on “Get Yours Now” button. Now, you must create your McAfee account by allowing them to connect to your Facebook account. Create and re-enter your password, then click the “Submit” button. Get your McAfee Antivirus Plus 2011 by Clicking the download button.

Cheque books, neft/rtgs etc all are chargeable by all banks. They ma give u free initially but no free for lifetime. Icici has gud network but can't trust. I prefer nationalised bank like bob, boi, etc Sent from my SPH-D700 using Tapatalk

Among the 3 you mentioned, IDBI bank is best now a days. It is a PSU/sarkari bank so it is 'safe'. In case of a banking crisis like the one that happened in 2008, your money in IDBI bank account will be backed by the Indian government. This is important because in last 10 years a number of Private banks have closed (e.g. Global Trust Bank, United Western Bank) leaving their customers in lurch and desperately trying to ge the money out of their accounts with troubled banks. A lot of services in IDBI bank are free without the need to maintain big minimum balance. You are charged for every small service by both PSU banks like SBI or Private banks like HDFC. Further, IDBI bank staff will never call you and attempt to sell you useless investment products like ULIPs. Also IDBI bank is offering best interest rates on fixed deposits now a days among all PSU banks. Axis bank will charge you for things like cheque books, Pay orders, money transfers by NEFT, Debit cards and you will need to maintain a minimum balance. Further they will try to sell you insurance products like ULIPs, gold coins etc. from time to time. You will get tired of answering their phone calls every day. They will also want you to take their Platinum credit card. When I refused to take their credit card, they sent one of their executives to my home on a Sunday morning anyway, just to push the credit card down my throat. Needless to say, I soon closed my account with them. HDFC bank staff will also try to sell you ULIPs. You will maintain a minimum balance and will pay for services that are free with IDBI bank. Further every time you receive a big payment in your account by cheque or by online transfer, they will call you and ask you to tell the source of funds. If you ask me, this is a big nuisance. I have a business to run and fielding useless calls from bank must not be a part of my daily routine. If you have receive payments from abroad by wire transfers, then CitiBank business current account with minimum balanc of Rs 50,000 has lowest charges for receiving wire transfers. They have few branches but their service is better than the most banks in India. I don't know if they have a branch in your city and near your place. HSBC Direct account with zero balance is also good if most of your business is done online and you don't need to deposit or withdraw cash from bank frequently. Have a look at their charges: http://www.hsbc.co.in/1/2/business/business-current-accounts/hsbc-direct-for-business http://www.hsbc.co.in/1/PA_1_083Q9FFKG80E20RA9Q00000000/content/website/pdf/business/bd_tariff.pdf Once again I don't know if HSBC has a branch near your place. My office is located in Central Delhi (near connaught Place) and all banks have branches in Connaught Place. So all banks are accessible for me. Given my bad experience, I suggest NOT opening accounts with ICICI or Standard Chartered Bank.

IDBI is the BEST !!!

Optical fiber may be the only way ahead to provide high-speed Internet. But the business case looks tough in the short term. There's a telecommunications crisis brewing in India and it has nothing to do with 2G, 3G or even 4G. India's communication infrastructure at the ‘last mile'--the part that connects your home or office to a communications provider - is rotten. A December 2010 report by the Telecom Regulatory Authority of India (TRAI) says that of the 40 million copper loops (that cover the last mile) countrywide, only half are considered usable for broadband Internet connections. This most widely used medium, twister copper wires owned mostly by BSNL or MTNL, are largely old and inadequate for carrying data. Since very few telcos are putting any fresh copper in the ground, the number of usable copper loops for broadband in the country is expected to run out by 2014. The next best option, coaxial fibers that take cable TV into 80 million households, carry mostly low bandwidth analog signals and are managed by thousands of small entrepreneurs with neither the capital nor the knowledge to use them for data. At present, barely 10% of them are equipped with the support infrastructure that will make them capable of two-way data transfer, required for broadband. It is therefore a widely held view in telecom that 3G or 4G wireless technologies are the best way forward, as they don't require roads to be dug up or wires to be strung. But, unfortunately, because of government flip-flops over policy, no operator is anywhere close to getting the required spectrum for providing good quality broadband to millions of consumers. For instance, TRAI estimates that in Delhi a wireless operator relying on even newer technologies like LTE or Wimax will require 280 MHz of spectrum to match the city's broadband requirements by 2012. Instead, in last year's auctions, operators were allotted a mere 20 MHz. Why Fiber Works The likely solution to this problem lies in the work of a Punjabi scientist who, in the 1960s, chanced upon the concept of transmitting light through thin and bent glass tubes after learning that light could travel only in straight lines. If optical fibers had a father, it could well be Narinder Singh Kapany. Kapany's discovery is today fast becoming the medium of choice for many Indian service providers. Enterprise communications provider Tulip Telecom says it has laid more than 6,000 km of optical fiber across 300 cities over the last two years, all of it at the last mile level. State-owned BSNL is offering fiber-to-the-home (FTTH) broadband in cities such as Hyderabad, Jaipur and Vadodara with speeds of up to 1 Gbps. This comes at a cost of Rs.3,000 to Rs.50,000 a month, but at speeds of up to 100 Mbps. Radius Infratel, a Delhi-based broadband infrastructure provider, signed a contract with Ericsson to connect 6 lakh homes and businesses with optical fibers across India. The reason is simple: Optical fiber is really the only choice for high-speed data connectivity in the future. "I can carry anywhere from 4 GB to 16 GB in every core of the fiber. The capacity of the fiber is limited only by the choice of terminal equipment, which means I can offer unlimited bandwidth to my customers," says Lt. Col. (Retd.) H.S. Bedi, Tulip Telecom's chairman. While near-infinite capacity over the long term might be a great proposition for service providers, the flip side to optical fibers is a near-impossible business case in the short term. Fibernomics The cost of optical fiber has been falling rapidly over the years with costs today being around Rs.30,000 a kilometre. In fact, the protective polyethylene pipes are more expensive. A larger chunk of the cost--on average Rs.1.6 lakh a km--is incurred on digging and filling roads and laying cables. Infographics : Hemal Sheth But the largest cost, and the biggest inhibitor to operators laying more optical fiber, is the money to earn 'right of way'--the money paid to municipal authorities for permission to dig up roads. This cost can vary from tens of lakhs in cities to Rs.1 crore for a kilometre in densely populated business districts of Mumbai. "In cities such as Mumbai, the city municipal corporation looks at this as a source of revenue. It is a huge deterrent to service providers," says Vish Iyer, head of Cisco's service provider offerings in India. "One of the factors holding back cable operators from laying optical fiber is the restrictive regime of TV channel prices in India. In a capped price environment, an entrepreneur who cannot sell higher value products will not want to invest in additional infrastructure," says John Medeiros, deputy CEO of the Cable and Satellite Broadcasting Association of Asia, or CASBAA. There are also topographical factors that complicate the last mile game. Delhi has more individual homes while Bangalore has more apartment blocks. It's easier to connect apartments in a building than individual homes. One factor that might, however, change the return-on-investment equation in favor of optical fiber is the National Broadband Plan released by TRAI in December 2010. The plan envisages government-owned national and state-level optical fiber authorities that will install and maintain shared optical fiber networks across most Indian cities, towns and villages at a total cost of Rs.65,000 crore. The plan also calls for installing FTTH connections in the 63 biggest cities and fiber-to-the-kerb (FTTK) connections in all other cities. Service providers of all varieties can then lease capacity on this network instead of laying their own optical fibers. From Bane to Boon But the TRAI plans could meander around for years before fructifying. Till then, optical fiber at the last mile will be a source of competitive advantage to those who manage to install it. Not only is it expensive and cumbersome to lay optical fibers, its next to impossible to dislodge an incumbent who's spent the money and effort in getting his own optical fiber running into a customer's offices. "Today, there is inter-city optical fiber available from nine different players on a pan-India basis. With just two to three percent of capacity being utilized, I would say there's unlimited availability. But there's nothing available on the last mile," says Bedi. Courtesy : Forbes

Finally here is a Great script on our Greatest Mentor - its for your enjoyment so sit and have fun: the music in background is original theme from movie see video or download PPT as you like Image: See Complete Video Download Powerpoint: pptx http://www.multiupload.com/4NJLXGK9X6

That is the thing - I am offering the base ROM with the latest radio and the core, along with all the necessary software - this is for all. Any one who wishes to use it on Reliance just use the Hetal's 6MB extended ROM flash and you are done!